Travel insurance without the stress
Explore the world with confidence. Our travel insurance covers the unexpected, making every journey memorable for the right reasons.
Get InsuredTravellers love us!
From lost bags to cancelled flights, our customers share how we safeguarded their travel dreams.
Jay was extremely helpful and knowledgeable, allowing us to swiftly move our house insurance for a fraction of the renewal price quoted elsewhere (after 14 years with no claims). Thank you Jay and Oracle for working through these unprecedented times!
Charlotte
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Brilliant service once again. I enquired about house insurance on a Friday afternoon as our renewal premium had more than doubled! Oracle not only came back with a quote out of hours, but we’re now paying a third of the renewal quote! We wouldn’t go anywhere else for our mortgage, life or house insurance.
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By moving our mortgage with Oracle we were able to save over £500 per month. During a time of economic uncertainty, this has offered us financial flexibility now, and peace of mind moving forward.
Luke
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Lorna, thank you for all your help with our mortgage and loan so we could get our property. We are so thankful and will never forget all the help, advice and excellent level of service you provided.
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Oracle got a significantly cheaper quote for us! Highly recommended.
Hannah C
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Cover for all your journeys
Lost luggage, cancellations, and medical emergencies abroad need not cost the world. With straightforward claims, comprehensive coverage, and support that's just a call away, sit back and focus on the joys of travel in every trip.
It only takes 2 minutes
Travel insurance sorted within 24 hours
Set off on your adventure with the confidence of full protection. It’s quick, easy, and will be done before your luggage is packed.
Complete the online form
We will email back your quote
Simple policy management
Access your policy documents online, anytime, anywhere. Travel insurance has never been easier.
Log in
Easy 3-Step Approval
A straightforward process from start to finish, with support when you need it.
Any questions?
Here's some answers to common queries about our travel insurance and how it works for you.
Are pre-existing medical conditions automatically covered?
No, ALL Medical conditions must be declared. If you fail to declare any pre-existing medical condition we may refuse to deal with or reduce the amount of any relevant claims, even if a claim is not related to an undisclosed medical condition. Therefore firstly, you must ask the client the health declaration questions when processing a new quotation. If they answer ‘YES’ then a screening must be completed, and all conditions must be declared.
Is Guernsey classed as the UK?
Yes, for residency purposes. Though separate for defining ‘Home Area,’ this allows trips to the UK without needing overnight accommodation bookings.
Can children travel independently under a multi trip policy?
Yes, if they are accompanied by a responsible adult over 18.
Are cruises automatically covered as standard?
Yes
Is pregnancy covered?
Pregnancy isn’t viewed as a medical condition; thus, we don’t screen for pregnancy-related issues. Coverage is provided for pregnancy complications but not for uncomplicated childbirth abroad. If you are pregnant, ensure a GP deems you fit for travel and check the airline’s pregnancy travel policies.
When does the cancellation cover start?
For single trips, cancellation cover starts from the Policy Certificate’s issue date. For Annual Multi-trips, it begins from the policy’s start date or the booking date of any trip, whichever is later.
