Trusted Marine and Boat Insurance
From sudden storms to unexpected encounters, sail securely to any destination.
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Seamless marine cover
Whether you're facing fog en route to Sark or choppy waves near Southampton, the sea is unpredictable wherever you roam. Secure marine insurance with us to swiftly protect your vessel against the elements and unforeseen events. Safe travels!
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Ahoy there! Have questions?
Find answers to common questions and sail smoothly through your insurance journey.
Do I need to insure my boat in the harbours and marinas?
Yes. Harbour or Marina authorities require at least Liability Insurance for mooring, covering damage to third-party vessels, property, or individuals. It’s mandatory to maintain this insurance and provide proof upon request.
How much should I insure my boat for?
Insurance is based on your vessel’s value, covering up to the sum insured. Include the value of personal effects and any additional equipment. A recent survey can help determine the correct value for insurance purposes.
Can anyone use the boat?
With your permission, most insurers are accommodating. However, for larger or performance-oriented vessels, insurers may require the user to have relevant experience or qualifications, like the RYA Power Boat 2.
Are there any limits on where I can use the boat?
Your insurance sets a cruising range, typically covering Channel Island waters and the adjacent French Coast for local use. Extensions for UK inland and coastal waters are possible for larger vessels, given the distances involved.
Do I need to have a survey on my boat before buying insurance?
Insurers often require an out-of-water survey for vessels over 20 years old or those recently involved in claims, to cover the hull, gear, and equipment.