Secure your family's future
Protect your loved ones with straightforward, reliable life insurance.
Get a QuoteOur customers trust us with their life insurance
Discover how our life insurance plans have made a real difference, offering peace and security.
Jay has been really helpful with all of our insurance policies from home to motor. The way Oracle’s system works with the portal is so easy to use I couldn’t recommend them highly enough.
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Brilliant service once again. I enquired about house insurance on a Friday afternoon as our renewal premium had more than doubled! Oracle not only came back with a quote out of hours, but we’re now paying a third of the renewal quote! We wouldn’t go anywhere else for our mortgage, life or house insurance.
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Jay was extremely helpful and knowledgeable, allowing us to swiftly move our house insurance for a fraction of the renewal price quoted elsewhere (after 14 years with no claims). Thank you Jay and Oracle for working through these unprecedented times!
Charlotte
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From start to finish Conor and the team were quick, friendly and always happy to answer any questions which in turn lead to our mortgage being approved. Great level of service, thank you.
Kris & Emma
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Lorna, thank you for all your help with our mortgage and loan so we could get our property. We are so thankful and will never forget all the help, advice and excellent level of service you provided.
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Comprehensive life cover for you
Our life insurance gives you peace of mind, knowing your family will be financially secure in difficult times. Rest easy with flexible plans to fit your lifestyle and budget. We can cover debts, living expenses, education costs, and more to protect your loved ones' future. Our process is straightforward, aiming to provide you with the best cover without complications.
It only takes 2 minutes
Providing for your family's future
Build a foundation of stability and comfort for your loved ones in an ever-changing world.
Complete the online form
receive a reply within 24 hours
Online account management
Making a claim or updating your policy details is hassle-free with our online account management. Access your policy documents anytime, anywhere.
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Approval in 3 simple steps
A straightforward process, with clear guidance from start to finish.
Answering some of the big questions
Learn more about our life insurance options and how your family and finances are protected.
What is life insurance and who needs it?
Life insurance is a contract with an insurance company that offers financial compensation to your dependents upon your passing. It’s essential for anyone who wants to ensure their family’s financial security after they’re gone.
How does life insurance provide financial security for my family?
Life insurance provides financial security by offering a lump sum, known as a death benefit, to your beneficiaries upon your passing, helping cover living expenses, debts, and future planning.
Can I customise my life insurance plan to fit my specific needs and budget?
Yes, you can customise your life insurance plan to fit specific needs and budgets. Options might include varying the term length, coverage and amount.
What factors affect the cost of my life insurance premiums?
Factors affecting life insurance premiums include your age, health, the type of policy you choose, the coverage amount, and your lifestyle (e.g., smoking status).
In what circumstances can my family make a claim, and how is the process facilitated?
Beneficiaries can make a claim in the event of the policyholder’s death by submitting a claim form and the death certificate. The insurer will guide them through the process to make it as easy as possible for them in the hardest of times.
Are there any exclusions or situations where my life insurance policy would not pay out?
Exclusions may apply to life insurance payouts, such as deaths from risky activities or pre-existing conditions not disclosed during the application. Policies will detail any such exclusions.