Public liability insurance
Comprehensive public liability insurance for all trades. Fast, affordable, reliable.
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Our customers trust us to protect their businesses. See why.
What we cover
Our public liability insurance is designed to protect you from the unexpected. Whether youโre a tradesman, builder, gardener, or electrician, weโve got you covered. With indemnity options ranging from ยฃ1m to an extensive ยฃ10m, we ensure your business is safeguarded against third-party injuries and property damage. Plus, our easy online platform and monthly instalment plans make getting insured a breeze. Protect your business today and focus on what you do best, knowing Oracle has your back.
It only takes 2 minutes
Need coverage fast
Oracle provides personalised quotes within 24 hours. Our process is streamlined for your convenience, ensuring you get the protection you need without delay. Apply now and let us take care of the rest.
Complete the online form
Get a quote in 24 hours
your policy, when you need it
Managing your policy has never been easier. With our online platform access your documents anytime, anywhere.
Log inEasy 3-Step Approval
Our approval process is simple and straightforward, with support at every turn.
Frequently Asked Questions
Got questions? Weโve got answers.
What is public liability insurance?
Public liability insurance shields your business from claims if your activities result in injury to someone or cause damage to their property.
Who needs this insurance?
This insurance is essential for tradespeople, builders, gardeners, electricians, among others. If your business involves public interaction, securing insurance is prudent.
How much coverage can I get?
Our policies offer indemnity ranging from ยฃ1 million to ยฃ10 million, tailored to the specific requirements of your business.
Is public liability insurance required by law?
While not a legal requirement, possessing public liability insurance safeguards your business and demonstrates your commitment to responsibility.
How do I apply for coverage?
Applying is easy: simply complete our online form to receive a quote. The process is quick and user-friendly.
Can I pay for my insurance monthly?
Indeed, we provide the option to pay via direct debit, allowing you to spread the cost across monthly instalments.